Wealth Management

The Importance of Wealth Management

As you strive to grow your personal net worth, the financial challenges you face become increasingly complex. While some investors have a long-term strategy in place to grow their assets and manage risk within their portfolios, many do not have strategies for dealing with the tax implications that result from the distribution and transfer of the assets they have worked so hard to accumulate. 

Regardless of your level of wealth, capitalizing on opportunities to preserve, grow, and transfer your wealth requires the sophisticated guidance of a professional who knows and understands your long-term financial goals. Our wealth management team provides the infrastructure to offer you a comprehensive array of services to help plan and manage your wealth.

The easiest way to conceptualize wealth management is to think of it as the logical transitions of your financial life:

Wealth Accumulation



Accumulation planning is about intelligent investment management, and it involves creating a portfolio that reflects your cash flow behavior. Each investor has unique goals, and whether you are investing for retirement, college, or another objective, we will create a customized portfolio to fit your personal financial situation.

Accumulation is a critical component of wealth management, and a sophisticated plan for your investments will be well-coordinated with your overall plans for taxation, retirement, insurance, estate, and business.

Wealth Distribution


For years, you have tucked away a portion of your income; saving and investing along the way. Now that you’ve grown your assets, it’s time to start drawing on your accounts.  While this may appear to be a simple matter of selling a particular stock, there is something of an art to taking distributions. Determining which assets to liquidate, and when to do so, requires careful analysis of projected returns, income streams, and taxable consequences.

If you need cash during retirement, some people think you should sell whatever is most convenient, or whatever you can take a loss on. Your longevity requires more delicacy and foresight. Our wealth advisors can assist you with generating a process to provide you with stable monthly income for the remainder of your life.

Wealth Transfer


At some point, your wealth will transfer to the next generation. Do you have a plan for how your assets will be distributed? Do you know who will receive your assets? Who will manage your estate or business? Who will manage your assets and your medical care in the event of disability or incapacitation? 

Although it may be difficult to think about and plan for death, it is vital to the survival of your estate and may be essential to the financial well-being of your family as well. Wealth transfer planning involves the smooth transition of wealth to the next generation, or to charities, according to your wishes and is an important step in managing your wealth

Take a more detailed look at how our process works to help you meet your financial goals.

Don't wait to start planning for your future. Contact us today!